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bunq

bunq for Algerians in Europe 2026: plans, fees, who can open it

Dutch mobile bank with local IBANs in several EU countries

By EXDZ editorial Updated

bunq is a licensed Dutch bank that runs in an app and offers local IBANs for the Netherlands, Germany, France, Spain and Ireland on its higher plans. It is a good fit for Algerians who move between EU countries or want a French IBAN without a branch bank. It is only open to residents of EU and EEA countries.

If you live in Algeria

Not available

Not available. bunq only opens accounts for residents of EU and EEA countries.

If you live abroad

Works

Works if you live in an EU or EEA country bunq serves. The list changes, so check bunq.com for yours.

Open an account with bunq

Link to the official website. EXDZ has no commercial relationship with this provider.

Fees and limits

Checked on

Item Price Source
Plans (per month) Core 3.99 € · Pro 9.99 € · Elite 18.99 € fintechcompass.net
Currency exchange 0.5% fintechcompass.net
ATM withdrawals abroad 0.99 € to 2.99 € depending on plan fintechcompass.net

01 bunq

How to open an account

  • Download the bunq app and pick a plan.
  • Verify your identity with a passport or EU residence permit.
  • Confirm your address in your EU country of residence.

02 bunq

Getting the money into dinars

bunq sends international transfers through partners at its own rate. For DZD to Algeria, compare the quote with Wise before sending.

03 bunq

Strengths

  • Local IBANs in several EU countries
  • Licensed bank, deposits protected

04 bunq

Limits

  • No free current account plan
  • EU and EEA residents only

FAQ bunq

Questions

Is bunq free?

Only the savings-only plan is free. Current account plans start at 3.99 € a month.

Open an account with bunq

Link to the official website. EXDZ has no commercial relationship with this provider.

EXDZ publishes information only. EXDZ does not open accounts, hold money, exchange currency or transfer funds. Conditions and prices change; confirm them with the provider before signing up.

Sources

Fees and conditions come from these pages. We re-check them every week.