Grey
Grey in Algeria 2026: fees, USD account, DZD withdrawal
USD, EUR and GBP receiving accounts that people living in Algeria can open
Grey is one of the few foreign fintechs that openly serves people who live in Algeria. It gives you account details to receive USD, EUR and GBP from clients and platforms, a USD virtual card for online payments, and a way to withdraw to a local account. That makes it a natural first stop for freelancers and remote workers, with the usual caveat: check the live rate and fees in the app before every conversion.
If you live in Algeria
WorksWorks from Algeria. Grey has an Algeria page (grey.co/en-dz) and advertises free account opening, a USD virtual card and withdrawal in DZD to a local account.
If you live abroad
PartlyGrey targets African countries rather than Europe or North America. If you live in France or Canada, a local neobank or Wise usually fits better.
Link to the official website. EXDZ has no commercial relationship with this provider.
Fees and limits
Checked on
| Item | Price | Source |
|---|---|---|
| Account opening and monthly fee | Free | grey.co |
| Receive USD by ACH | 0.8% (min 2 USD, max 10 USD) | grey.co |
| Receive USD by wire | 20 USD | grey.co |
| Receive EUR by SEPA | 0.8% (min 2 EUR, max 10 EUR) | grey.co |
| Currency conversion fee | 0% to 1% depending on the pair, plus a rate margin shown before you confirm | grey.co |
| USD virtual card | 5 USD (Visa) or 4 USD (Mastercard), one time | grey.co |
| Card payment in another currency | 2% + 0.50 USD | grey.co |
Grey publishes no DZD withdrawal fee in its fee article. Check the amount shown in the app before you withdraw.
01 Grey
How to open an account
- Download the Grey app or sign up on grey.co with your email.
- Verify your identity with your Algerian ID card or passport and a selfie.
- Open the USD, EUR or GBP account you need and share its details with your client or platform.
- Create the virtual card if you pay for tools or ads online.
02 Grey
Getting the money into dinars
Grey advertises conversion to DZD and withdrawal to a local Algerian account from the app. The rate it applies is its own quote, not the Square rate and not the Bank of Algeria rate, so compare the dinars you receive with both before converting large amounts.
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Strengths
- Open to people living in Algeria
- Receiving accounts in USD, EUR and GBP
- No monthly fee, capped receiving fees
- Virtual card for online subscriptions and ads
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Limits
- Rate margin on conversions on top of the fee
- Virtual card only, no physical card for ATMs
- Some platforms do not accept every receiving method
FAQ Grey
Questions
Can I use Grey for Upwork or Fiverr?
Grey publishes guides for Algerian freelancers on Fiverr and other platforms, using its USD account details as the withdrawal destination. Check the platform accepts the method (ACH or wire) before switching.
Is Grey a bank?
No. Grey is a fintech that works with licensed banking partners abroad. Treat it as a payment account, not as savings.
Is there a referral bonus?
Grey advertises 5 USD for you and the person who invited you once you have deposited 500 USD. Terms can change; check the app.
Link to the official website. EXDZ has no commercial relationship with this provider.
EXDZ publishes information only. EXDZ does not open accounts, hold money, exchange currency or transfer funds. Conditions and prices change; confirm them with the provider before signing up.
Sources
Fees and conditions come from these pages. We re-check them every week.